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First Home Owners Grant

couple secures first home owners grant

Take Advantage Of The First Home Owners Grant Today!

If you're looking to buy or build your first home, there's a helping financial hand, the First Home Owner Grant (FHOG). The FHOG is a national scheme funded by the states and territories and administered under their own legislation. The FHOG will provides grantsto first home owners that satisfy all of the eligibility criteria.

We Specailise In First Home Owners Grants

As an experienced Mortgage Broker In Perth we have the knowledge and experience in home loans throughout Perth to ensure you get the most out of the First Home Owners grant.

Are You Ready to Buy a Home?

First - do you have enough savings? You should generally have five percent of the purchase price of a home for the deposit, but ideally up to 20% to avoid insurance costs. Keystart also offers a reduced deposit loan which you should enquire about with your broker.

Second – Have you considered the additional costs associated with the purchase of a home such as Stamp Duty, settlement agent fees and government costs. There may also be ongoing costs such as insurances and strata and management fees and also upfront and ongoing maintenance costs.

What Can You Afford?

Link Home Loans can establish how much of a mortgage you will qualify for. We are here to help and have access to over 40 lenders to assist in calculating your borrowing capacity. We can also apply for a pre-approval which is a great way to get you set for a purchase and can give you strength in negotiating on the price.

Questions To Ask When Assessing Home Features

  • Do you need several bedrooms, more than one bathroom, space for a home office, a two-car garage?
  • Do you want air conditioning, storage or hobby space, a theatre room, a swimming pool? Do you have family members with special needs?
  • Do you plan to have children? City or suburbs? Proximity to recreation or work.
  • Do you need a substantial backyard? Pets?
  • Will any Renovations be required to make the home move-in ready for you?
  • How much do utilities run each month? Does the house use gas or electric for the stove, water heater, and appliances?
  • Have there been any major repairs to the house, and if so, when were they completed? For example, how old is the roof? Has water ever damaged the foundation?
  • Ever had problems with insects, such as termites and spiders, or rodents?
  • Older homes need to be carefully examined - Windows may need caulking or new sashes, bathroom tiles may need grouting, home may need rewiring (planning on a spa or sauna?), a new hot water heater, or split system climate controller?

Free Assessment

If you would like Link Home Loans to provide you with a free home loan assessment then please complete the below form and we will contact you shortly